I keep seeing this posted here, on tigerdroppings, and other forms of social media. I have to say, I really believe the NHC naming every little storm has way more to do with global warming politics than it does with colluding with the insurance industry. It's a lot easier to sit back while sipping Starbucks mocha chocolaty cinnamon pumpkin spice vanilla expresso cream with milk coffee and say that "global warming" is getting worse because "look, look how many named storms we had this year" when the NHC names every little low level swirl that shows up on satellite. Think about it --- the vast majority of damage from these small, weak systems is flooding. 99% of the insurance companies out there don't give two Hershey's squirts about flooding because homeowners policies don't cover flood damage. The federal government is on the hook for 99% of insured flood damage (and uninsured, if you think about it). You can see why "name storm" deductibles mean diddly squat when it comes to the large majority of damage caused by weak systems. Sure, you can have tornados and freak wind gusts in a weak tropical storm but most damage is from water.
Also, not all homeowners insurance policies have a named storm deductible. Many of them have "hurricane" deductibles which don't apply if your home is destroyed by a tornado spun up by a 70mph tropical storm. On the other hand, there are a great deal of them out there who use "wind/hail" or "windstorm" deductibles, which apply to any damage caused by wind whether it was a tropical storm, hurricane, potential tropical storm (lol), or even a summertime thunderstorm wind gust.
Well, if anyone thinks we're playing with the same deck as in the 1990's and numbers can be compared to show an increase in storms, I don't think they're looking at it objectively. Politics seep into EVERYTHING. That's just a disgusting fact of today's world.
Or the improvement in sensing technology allows us to see that more storms hit the technical requirements.
I agree if you just look at the quality of satellite imagines from the 90's to today there has been a marked improvement. This improvement allows the NHC to see smaller storms that might have been missed or not recognized as storms in the 90's.